If you are an insured person, your partner, who you are married to, in a civil partnership with or in a life partnership (cohabiting) with, is entitled to a partner’s pension in the event of your death. Therefore, as an insured person, you must notify the Integral pension fund about your marriage, registered partnership or life partnership during your lifetime.
In the case of a life partnership (cohabitation), the partner is entitled to a partner’s pension under certain conditions. The insured person must have informed the Integral pension fund during their lifetime that they were cohabiting. If you are receiving a partner’s pension, you lose your entitlement to this pension if you marry, enter into a registered civil partnership or enter into a new life partnership or if you die.
In the case of a life partnership (cohabitation), the partner is entitled to a partner’s pension if:
- the insured person and the beneficiary are unmarried and, with the exception of being the same gender, there are no legal reasons (Article 94 ff. Swiss Civil Code) why they should not have married;
- the life partner is not receiving survivor’s benefits from the insured person;
- the life partnership can be proven to have been a permanent, monogamous relationship without any interruptions for at least the five years immediately before the insured person’s death or
- the life partner has to provide for at least one child living in the shared household.