EN

Do not lose sight of
the long term and sustainability

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2022 was an unfavorable year for investments as the fluctuation reserves were depleted, and the coverage ratio fell just below 100%. However, historical data has shown that maintaining a steady hand and adhering to previously successful strategies and parameters can pay off in the long run. The Foundation has demonstrated this by achieving a significant average increase in interest compared to the BVG minimum interest rate.

Section ID Primary

INTEREST

2022
RETIREMENT ASSETS
EMPLOYER CONTRIBUTION RESERVES
Interest retirement assets
1.0 %
Interest on employer contribution reserves
0.0 %
Interest on free pension fund resources
0.0 %
BVG
INTEGRAL
2022
1.0 %
1.0 %
2021
1.0 %
6.3 %
2020
1.0 %
2.0 %
2019
1.0 %
5.0 %
2018
1.0 %
2.0 %
2017
1.0 %
5.0 %
2016
1.3 %
3.3 %
2015
1.8 %
3.8 %
2014
1.8 %
3.8 %
2013
1.5 %
3.5 %
2022
0.0 %
2021
3.2 %
2020
1.0 %
2019
2.5 %
2018
1.0 %
2017
2.5 %
2016
1.7 %
2015
1.9 %
2014
2.3 %
2013
1.8 %

BENEFITS TO PENSION RECIPIENTS

13TH MONTHLY PENSION
ADJUSTMENT OF PENSIONS FOR INFLATION
GENERAL INFLATION
INFLATION INTEGRAL
2022
2.8 %
0.0 %
2021
0.6 %
0.0 %
2020
-0.6 %
0.0 %
2012
-0.7 %
0.0 %
2019
0.4 %
0.0 %
2018
0.9 %
0.0 %
2017
0.5 %
0.0 %
2016
0.0 %
0.0 %
2015
-1.1 %
0.0 %
2014
0.0 %
0.0 %
2013
-0.2 %
0.0 %