EN

Do not lose sight of
the long term and sustainability

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2024 was a good year for investments. Integral’s annual performance was just over 8%. The coverage ratio rose to 107% and the value fluctuation reserves continued to fill up. Pension assets earned a good interest rate of 3.25%.

Section ID Primary

INTEREST

2024
RETIREMENT ASSETS
EMPLOYER CONTRIBUTION RESERVES
Interest retirement assets
3.25 %
Interest on employer contribution reserves
1.63 %
Interest on free pension fund resources
0.81 %
BVG
INTEGRAL
2024
1.25 %
3.25 %
2023
1.00 %
1.75 %
2022
1.00 %
1.00 %
2021
1.00 %
6.25 %
2020
1.00 %
2.00 %
2019
1.00 %
5.00 %
2018
1.00 %
2.00 %
2017
1.00 %
5.00 %
2016
1.25 %
3.25 %
2015
1.75 %
3.75 %
2024
1.63 %
2023
0.88 %
2022
0.00 %
2021
3.15 %
2020
1.00 %
2019
2.50 %
2018
1.00 %
2017
2.50 %
2016
1.65 %
2015
1.90 %

BENEFITS TO PENSION RECIPIENTS

13TH MONTHLY PENSION
ADJUSTMENT OF PENSIONS FOR INFLATION
GENERAL INFLATION
ADJUSTMENT INTEGRAL
2024
1.1 %
0.0 %
2023
2.1 %
0.0 %
2022
2.8 %
0.0 %
2021
0.6 %
0.0 %
2020
-0.7 %
0.0 %
2019
0.4 %
0.0 %
2018
0.9 %
0.0 %
2017
0.5 %
0.0 %
2016
0.4 %
0.0 %
2015
-1.1 %
0.0 %